The Price of Public Health Care Insurance: 2015 Edition

Canadians often misunderstand the true cost of our public health care system. This occurs partly because Canadians do not incur direct expenses for their use of health care, and partly because Canadians cannot readily determine the value of their contribution to public health care insurance.

In 2015, the estimated average payment for public health care insurance ranges from $3,789 to $12,055 for six common Canadian family types, depending on the type of family.

For the average Canadian family, between 2005 and 2015, the cost of public health care insurance increased 1.6 times faster than average income, 1.3 times as fast as the cost of shelter, and 2.7 times as fast as food.

The 10% of Canadian families with the lowest incomes will pay an average of about $477 for public health care insurance in 2015. The 10% of Canadian families who earn an average income of $59,666 will pay an average of $5,684 for public health care insurance and the families among the top 10% of income earners in Canada will pay $37,180.